Here are all the legal clauses that we must give you the opportunity to read.
Screentrade is a trading name of Lloyds TSB Insurance Services Limited Registered in England No. 968406. Registered Office - 25 Gresham Street, London EC2V 7HN.
Unless otherwise indicated, our products and services are only available to UK residents who access this website from within the UK. If you use this website to apply for insurance, you confirm that you are over eighteen years old (seventeen years old for car insurance) and are not impersonating another person. We aim to offer very competitive insurance but not everybody will be eligible to take out some of our insurance products. We reserve the right to refuse to offer you a firm quote if you are not eligible for this insurance product.
This site and these conditions are governed by English law. Any disputes arising from this site shall be resolved by the English courts, unless you can show you accessed the site from Scotland in which case the Scottish courts may be used.
We own, or have a licence for, all copyrights for this website and all trademarks and other materials used on it, unless otherwise indicated. © Lloyds TSB Insurance Services Ltd 2004. All rights reserved. You may only print, copy, download or temporarily store extracts from our site for your personal information or when you use our services. You must not alter anything. Any other use is prohibited unless you first get our written permission. In particular, no-one may use any part of our site on any other website without this permission.
The following clauses exclude or limit our legal liability for this site. You should read them carefully. They all apply only as far as the law permits and, in particular, we do not exclude or restrict our duties and liabilities to you under the Financial Services Act 1986 or the rules and regulations for the conduct of business under the Act. This site contains a large amount of complex information. We have tried to make it as clear, easy to use and accurate as possible. However, we disclaim all express or implied warranties that this site is accurate, complete or up to date. We have no liability to you if it is not. The fact that a service is shown on this site does not necessarily mean it is suitable for you. It is your responsibility to check this out. This also applies to other people's products or services linked to this site. Some of the services on our site may not be available or may have changed. We are not in any way responsible for anything mentioned on or linked to this site that someone else is marketing. We are not responsible if this site does not work properly or at all.
The existence of products and special offers on this website does not necessarily mean that these offers are also available through our other channels of distribution (eg. branch or telephone) and vice versa. Gift and voucher promotions are limited to one per policy per household.
Car insurance is underwritten from a panel of insurers and arranged by Devitt Insurance Services Limited. Details of our current Car Insurance panel of insurers are available. There is also important information regarding the data you supply to your insurer available to you. Our motor legal helpline is provided by Churchill Insurance Company Limited. Car breakdown insurance is administered by Churchill, provided by Green Flag Motoring Assistance and underwritten by UK Insurance Limited.
Devitt Insurance Services Limited, The National Insurance Guarantee Corporation Limited, Churchill Insurance Company Limited and UK Insurance Limited, are all part of the Royal Bank of Scotland Group.
All of these firms are authorised and regulated by the Financial Services Authority. Details can be found at www.fsa.gov.uk/register
The premiums we quote you are the price you pay and there are no hidden extras. However, if you want further information about our insurers or the commissions paid to us by our insurers, please phone 01444 475000 during normal office hours and we will be happy to help you.
If you want any more information about anything on this site, please contact us.
